Welcome to UntoldMiles!

What We Do

We play matchmaker between you and the world of credit cards. We help you match your needs, whether personal or business, to your goals. If you want to earn credit card points to travel, use credit cards for cash back, or both, we’re here to make sure you get the best deal possible. We’ll work closely with you and/or your business, to ensure that you get an individualized plan and strategy to optimize your points earning and make sure you get the most out of your hard earned points.

Can you just go sign up for credit cards on your own? Yes, you can. However, there are always new credit cards and offers coming and going. Having us help you navigate the best current deals can better ensure that you’re not missing out on anything. In addition to that, many credit card issuers have unique and rules and guidelines that need to be followed. We’re here to make sure you navigate those effectively.

If you want to jump right on in, fill out our consultation form with everything that you can. The more information the better as it helps us put together a better picture of you, your current set up, and the best strategy for you moving forward.

Full About Us.

Our Community

Right now, the bulk of our community is on Facebook. We have over 22,500 members who help each other find the best deals, strategy, bounce ideas off of, and more. We share news of new credit cards, new offers, bank bonuses, and more. Our members come from all walks of life, from all over the country and even internationally. Our Facebook community is 100% free to join.

Why Facebook? It allows us to communicate and share things with the majority of our community quickly and efficiently.

If you do not use Facebook, we are more than happy to work with you over Email. We can also schedule a one on one call or video chat to help you start, optimize, or plan your future goals.

Our Website

Throughout our website, you’ll find various articles about credit cards, credit card reviews, hotel/airline programs, travel guides, and more. Our material is always changing and being added to.

Examples Of How I Used Points For Travel

• A $20,000 Kauai Trip For Just $500 Out Of Pocket

• How World of Hyatt Points Saved Me $2,000 in Hawaii

Affiliate Disclosure

Being fully transparent, we’ve been building and growing our community over many years and doing it all for free. Only recently have we become affiliates where we get a small amount of financial kick back upon credit card approvals when using our affiliate links.

However, we do not want you to think that we’re out here giving recommendations on which credit cards to get next based on our compensation. We have never given credit card advice based on compensation and we never will. Our recommendations will always be individualized and solely based off of you, your needs, and goals.

When it comes to the world of credit cards and travel, our community was built with trust over time and we’ll continue to keep building the community through the same values. The small amount of financial compensation just allows us to allocate more time into research, writing, answering questions, and building the community.

Our full advertiser disclosure.

Our Rules and Guidelines

At UntoldMiles, we welcome conversation about travel, credit cards, points, miles, bank bonuses, deals, and more. Whether you’re new or a veteran to the world of credit cards and travel, we hope to hear from you soon.

If you choose to join us on Facebook, we do have a few rules and guidelines that help us keep our community running smoothly and efficiently.

1. Be Kind and Courteous - Not everyone’s a credit card/travel pro. We love helping people get into the never ending and always changing world of points. We want to nurture an environment where everyone can learn.

2. No Self Promotions - Building a community is hard enough. Having someone else poach from our community sucks. Everything we do, all the material, time interacting with the community, and research is all unpaid.

3. Use Our Affiliate Links - Our affiliate links are the sole source of revenue for UntoldMiles. We don’t run ads, sell personal data, or anything like that. We get a very small amount of financial compensation from credit card approvals.

   We do not let financial compensation get between us and the best recommendation for you. Trust is how this community was built and how it’ll continue to grow and operate.

   If any members message you and share their personal links, please do report that to us.

4. Ask Questions! - We have a ton of members varying from beginners, intermediate, and travel pros. Everyone starts somewhere and the community really does enjoy helping one another. Please don’t be scared to ask anything related to travel and credit cards.

Final Thoughts

With that out of the way, I hope you find value from us and see why over 22,500 other people trust us and our guidance on building a credit card portfolio to meet their goals and needs. We hope to see you soon!

- Phi

Frequently Asked Questions (FAQ)

Are you a financial advisor?

• No we are not. No one at UntoldMiles is a financial advisor. We solely provide recommendations on how to earn the most credit card points on everyday purchases for individuals and businesses

What credit score do you recommend before starting?

• Personally, I’d recommend a credit score of at least 700. The higher, the better. That is because the higher your credit score, the better your approval odds are.

What if I have a bad credit score, or no credit history?

• Whether you’re just starting or have made a few mistakes in the past, it’ll just take a little more prep work before I’d recommend you getting started on this journey. Reach our via email and lets talk.

Are there any fees, subscriptions, or hidden costs?

• The only fees associated with this hobby are annual fees that may be associated with certain credit cards (if you so choose to apply for them) or one on one live consultations

• UntoldMiles does not charge any course fees, group fees, subscription fees. All published materials on this website or our Facebook page are free

• If you want to schedule a one on one, in-depth consultation we can discuss a fee based on how much time you’d like us to set aside just to focus on you, your needs, wants, and goals.

Do you help businesses?

• Absolutely! We help individuals and businesses by ensuring that their everyday needs, wants, and goals are met. By understanding the business and/or the individual, we can better come up with a short and long term strategy for the best points earning and redemptions

How many credit cards do you have?

• The number of credit cards I personally have is always changing due to new sign ups or canceling a card. At the peak, I had about 26 credit cards, both business and personal cards across many credit card issuers.

Whats your credit score?

• My credit score fluctuates just like the number of credit cards and annual fees I pay. It ranges anywhere from 765 to 810

How much do you pay in annual fees?

• I currently pay between $2,000 to $3,000 in annual fees across all my credit cards

• The annual fees range from $0 to $695

• Annual fees can be scary for a lot of people at first but as you start to understand the value in what you get in return, it is worth it most of the time

Do you have any questions to add? Email me here!