Basic Rules, Terms, and Tips

There is an endless amount of things to learn in terms of credit cards and travel. Credit cards, perks/benefits, offers, rules, point values, etc. change regularly. To learn all the tips and tricks, you need to start by learning the basics.

On the topics list, you’ll find information on rules and guidelines to follow for various banks, the meaning of an effective annual fee, and how your credit score may be temporarily affected when signing up for a credit card.

1. General Rules and Guidelines

2. What is an "Effective Annual Fee"?

3. Best Time to Get a Credit Card

   • Triple Dip Strategy

4. Tips On Meeting Minimum Spend

5. Should I Cancel A Credit Card?

6. Retention Offers - Guide

7. Credit Card Reconsideration Call - Guide (Under Update)

Once you are done here, check out the next section: Points, Miles, Transfer Partners